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Blog

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Edward Kotak | Oct 6, 2025

The New Face of Fraud: How AI Is Changing the Scam Game

Technology

Technology has changed nearly everything about the way we live, work, and connect including how scammers operate.

Once upon a time, scams came in the form of

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Edward Kotak | Oct 1, 2025

Why Patience Beats Perfection: The Long-Term Investor's Guide to Market Timing

Finance
Investments

Over the course of your investing life, you’ll encounter market lows and highs. Headlines often spotlight the extremes, especially when markets reach record

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Edward Kotak | Sep 15, 2025

Overlooked Retirement Expenses (And How to Plan for Them)

Retirement
Finance
Health
Tax Planning
Family
Real Estate

A comfortable retirement doesn’t come with a fixed price tag.

Expenses can change over time, and some of the most important ones are easy to overlook.

That’s one

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Edward Kotak | Aug 27, 2025

Why Your Brain Sabotages Your Investment Plan (No Matter What the Market Does)

Investments
Finance
Savings
Risk Management

The Dow crosses 45,000. Your brain whispers: "This has to be the top."

The market drops 15%. Your brain screams: "Get out before it gets worse!"

Different

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A person in a suit sitting behind a chessboard with their hands together in a "ready to play" position.
Edward Kotak | May 20, 2025

5 Critical Questions HNWIs Should Ask to Address Major Financial Concerns

Investments
Retirement
Tax Planning
Do you seek an immediate solution, or do you take the time to fully understand the issue before acting?
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A couple sitting on a couch working on a laptop together.
Edward Kotak | May 20, 2025

5 Smart Ways to Use Your Tax Refund in 2025

Investments
Finance
Tax Planning
The good news: there’s no one-size-fits-all answer. But there are a few options that tend to deliver more peace of mind and long-term upside.
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A person stands in a tunnel shaped like a human head, looking toward a bright sky and sun at the end of a staircase, symbolizing self-discovery or inner journey.
Edward Kotak | May 20, 2025

5 Time-Tested Investment Strategies to Match Your Financial Mindset

Investments
What makes one investor stick with their strategy through market swings while another panics and pulls out?
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We manage assets for individuals and families, providing investment management, and financial planning services.

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631-413-0625 (voice only) kotak_edward@nlgroupmail.com

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Hauppauge, NY, 11788

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Edward Kotak is a Registered Representative and Investment Adviser Representative of Equity Services, Inc. Securities and Investment Advisory Services are offered solely by Equity Services, Inc., Member FINRA/SIPC, 410 Motor Pkwy, 2nd Floor, Hauppauge, NY 11788, 631-582-6400. Equity Services, Inc. is a Broker/Dealer and Registered Investment Adviser affiliate of National Life Insurance Company (NLIC), Montpelier, VT. National Life Group is a trade name of NLIC and its affiliates. Registered Representatives of Equity Services, Inc. do not offer tax or legal advice. For advice concerning your own situation, please consult with your appropriate professional advisor. Edward Kotak is licensed to sell securities in NY and insurance-licensed in NY. SK7554583(0725)3

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