Teachers 403(b) Accounts and Pension Planning

Helping Educators Secure a Confident Retirement

As a dedicated educator, you spend your career investing in the success of others—now it’s time to ensure your own financial future is just as well-supported. At Island Wealth Solutions, we specialize in helping teachers navigate the complexities of 403(b) retirement plans, state pensions, and long-term financial security. Whether you're just starting out or nearing retirement, our customized strategies are designed to align with your goals and maximize every benefit available to you.

What We Offer

• 403(b) Plan Guidance
  We help you understand and optimize your 403(b) contributions, investment options, and tax advantages. Our advisors will walk you through the details so you can make confident decisions about how much to save and where to invest.
• Pension Analysis & Strategy
  From understanding your pension payout options to estimating your retirement income, we analyze your specific pension plan and provide personalized recommendations to help you make informed choices.
• Supplemental Retirement Planning
  We evaluate whether you may benefit from additional retirement savings strategies, such as Roth IRAs or brokerage accounts, to supplement your pension and 403(b), and help bridge any potential income gaps.
• Mid-Career and Pre-Retirement Reviews
  As your career progresses, so do your financial needs. We offer periodic reviews to adjust your strategy, ensuring you stay on track to meet your retirement goals—no matter how far off they may seem today.
• Coordination with Other Benefits
  We consider your full benefits package, including health care and Social Security (if applicable), to create a comprehensive retirement plan tailored to educators like you.